Our Areas of Operation

Gemini Capital specializes in a range of asset-backed financing services, including accounts receivable factoring, inventory financing, and real estate financing.

Accounts Receivable Factoring

With our accounts receivable factoring solution, businesses can sell their outstanding invoices at a discount to access immediate funds, improving cash flow and eliminating the wait for customer payments.

Inventory

Our inventory financing services provides capital against the value of your inventory to support inventory management, expansion, or other business needs.

Real-estate

Our real estate financing expertise enables businesses to secure funding for property acquisition, development, or refinancing.

Inventory

Gemini Capital offers Inventory Finance as a method of financing for businesses that need to pay their suppliers faster than they are able to sell their inventory. This is a great source of financing to manage cash flow and keep up with seasonal fluctuations in demand. The advance rates are significantly lower to minimize risk for the lender(s) because inventory is less liquid than other forms of collateral. The advance may change with seasonal fluctuations; however, it will always revert back to formula. Gemini Capital works with companies to formulate a strategy to meet their needs.

Real Estate

Gemini Capital offers asset-based lending as a way for real estate companies to acquire financing for investment properties. This type of lending is typically based on the borrower’s liquid assets and is faster and requires less paperwork than dealing with institutional banks. Our focus in this area is on short-term loans that are secured by specific assets for up to 90 days, which allows real estate companies to quickly close on investment properties and continue to build their business.

Accounts Receivable Financing

Gemini Capital provides flexible accounts receivable factoring services for businesses. By selling your outstanding invoices at a discount, you can access immediate funds instead of waiting for customer payments. We offer a quick and efficient process, assessing customer creditworthiness and providing upfront advances on invoice values. Once your customers settle their invoices, we release the remaining amount to you, deducting a small fee.

Accounts receivable factoring with Gemini Capital provides several benefits to businesses:

  • It improves cash flow: By selling company invoices and receiving immediate payment, businesses can access cash quickly instead of waiting for customers to pay. This can help meet immediate financial obligations, invest in growth opportunities, or cover operating expenses.
  • It saves time and resources: Outsourcing credit and collection responsibilities to the factor can save the business time and resources.
  • Reduces your company’s credit risk: The factor performs credit checks on the business’s customers before approving the factoring arrangement, minimizing the risk of non-payment or bad debts.
  • Provides Flexibility: Unlike traditional loans, accounts receivable factoring does not create debt on the business’s balance sheet, making it an attractive option for companies with limited borrowing capacity or those looking to avoid additional liabilities.